The Different Types Of Insurance Fraud Orange County CA

By Brian Watson


Most people commit insurance fraud thinking that there are no victims. This is usually not the case. The victims are innocent and honest customers of the insurance companies that they choose to cheat. It is shown that every year companies lose millions of money in scams that the innocent customers have to pay. They have their premiums increased so that they can pay off the scams. There are many forms of insurance fraud orange County CA and if you witness any in progress you should report it.

The stolen car scam is one of the most common forms of fraud. This scam can be conducted by people in different methods. One is where they sell their car to a body shop and it gets cut into pieces and they report it as stolen. Since the body shop is in in on the scam the authorities never get notified about the sale of parts. People also sell their cars overseas with no paper work so they are not traced.

The other scam involving cars is the car accidents scam. In most cases the driver who is also the victim in the accident is in on the scheme. They shall also have officials that do the investigations in it too. The by standers that will give their statements might also be in the scheme too. The company will have to pay for two totaled cars.

Some people will even use car damage as a scam. They will report that they have had a small car accident and they will give estimates for the damage but they will not take the car to get fixed. This is one of the most common scams that go on and it happens often. People think that it is harmless but they do not understand other innocent customers are paying for it.

It is not only car owners that are involved in the fraud. The health professionals are also on it too. There are several ways that they can execute this. One of the most common ways is where the doctor will bill a really high amount for a simple procedure that is not as expensive. In most cases the patients will not even know what is going on.

Billing high amounts is not the only way that they scam the companies. Sometimes they will conduct totally unnecessary procedures on their patients so they can bill the company. You might go to the doctor with an arm that is sore and the doctor will ask your for blood testing which is totally unnecessary and unrelated to your sore arm.

Homeowners are not left behind in this fraud. They will stage home fires and get the insurance money. There are two major ways that they do this. One of the ways is where the home owner will take all the important items from the house and then set it ablaze.

The other way is when a home owner makes sure the company knows about the expensive items in the house then destroys them. In most cases the home owner is not home and they can account for their whereabouts. They hire criminals to set the house on fire.




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