Essential Features And Facts About Co-Branded Cards.

By Adele Robinson


Every day, we come across several new terminologies that we haven't heard of or read before. One such new term that is becoming quite common as well as popular in the commerce world these days is of a co-branded card.

One such recent way of advertising and promoting a company is by issuing co-branded cards to the customers and employees. Read on to discover various features of these special prepaid cards.

Today, there are several different types of payment cards that banks and other legit bodies issue. These include credit card, debit card, prepaid card and more. The one in which we are interested is the co-branded card.

Many people think that banks are the only authority that can issue the customers with a prepaid card. However, a co-branded card is one that can be issued by any company, which is affiliated with the bank, where its customers have an account. These cards are co-branded with providers of Visa or MasterCard credit cards.

A co-branded card has several logos on it that belong to all those companies that are involved in this joint venture. These include the primary company that has issued the card, the co-branded card program such as Visa or MasterCard credit card, and the bank where the customer holds an account.

Thus, although prepaid credit cards are used in the similar way as any other regular credit card, it doesn't lend an additional amount to the user.

No Transaction or Card Maintenance Fees - Using such cards has no surplus maintenance or transaction fees.

Now that you now about the basics of a co-branded card, it is the time to move onto it features: Little Or No Service Charge - A credit card program like this can provide customers with the safety and convenience of making quick transactions at minimum rates.

No Maintenance Fees - Usage of co-branded cards will not bother your customers with additional maintenance or transaction fees. International Acceptable - A card that is linked to Visa or MasterCard credit card is acceptable all over the globe and therefore, can be used everywhere.

Free and Quick Replacement - Some card providers even provide free and easy replacement of the card, in case it is stolen or lost.

Quick Replacement Procedures - In case your customers lose their cards, this program will provide a free service of the replacement of the card.




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